General Information

How does it work?

Splend specialises in providing tailored products and services designed for PCO drivers. From the car research and ordering, to negotiating the great value rates, Splend handles it all, plus provides the best services to ensure your car is always on the road to keep you earning. Having the best PCO and automotive experts in one place at Splend makes Splend the ultimate PCO dealership!

Splend offers two flexible vehicle plans to suit your needs. Our flagship plan, Flexi Own, allows you to work towards car ownership while benefiting from all the inclusions necessary for a hassle-free experience. If you aren’t too sure about which vehicle to select, our Flexi Try option lets you try out one of our vehicles first! Flexi Try gives you the peace of mind to do a real situational long term test drive with the ability to switch between available vehicles. This service supports you in making the right decision when you’re ready to upgrade to our ownership plans.

Whichever option you choose, Splend covers everything you need for hassle-free PCO driving, including PHV licence, PHV loss and damage cover, car tax and MOT, servicing, maintenance and more.

Ask an expert

Can't find what you're looking for? Give us a call on 1800 SPLEND and one of our friendly team members will help you out. Or visit a hub today.

Loss and Damage Cover Questions

What is Loss and Damage cover?

It’s not insurance – it is our Loss and Damage Cover, whereby we indemnify our customers for any loss of, and damage to, the vehicle, during the Term. We also indemnify the customer for all property damage arising out of the use of the vehicle, up to a maximum of £20m, during the Term.

  • Our Loss and Damage Cover is optional. However, if you do not take out our Loss and Damage Cover, you will be required to take out comprehensive rideshare insurance in accordance with the terms of the Flexi Own Agreement. You may also be liable for the Splend Management Fee. The Splend Management Fee is a small weekly fee for Splend to manage and administer the relationship between the you, Splend, and your third party insurer (if you have one). This fee is waived if you elect to take out Loss & Damage Cover with Splend and in certain other circumstances.

  • However, Loss and Damage Cover is subject to various exclusions, similar to similar loss and damage product offered by rental car companies, such as:

    • Where you have driven the vehicle under the influence of alcohol or drugs, or where the damage to the vehicle was occasioned by a breach of road rules

    • You should check the terms of the Flexi Own Agreement to check the exclusions and to consider whether the Loss and Damage Cover is right for you

  • The Loss and Damage Cover is also subject to various rules, such as the requirement to notify Splend of any accident within 24 hours. Again, these requirements are clearly set out in the Flexi-Own Agreement and Splend’s customer service team is also happy to help.

  • From April, 2026, customers who take out Loss and Damage Cover may also opt to take out Splend’s Replacement Vehicle Inclusion, which is a small weekly fee, pursuant to which Splend will provide you with a replacement vehicle when needed, irrespective of fault. Terms and conditions are set out in the Flexi Own Agreement, and our friendly staff are always pleased to assist.

Own with damage and loss covered

Say goodbye to hefty PHV insurance premiums.

Customer Benefit Questions

What is Payment Holiday relief (a Payment Holiday)?

Our payment holiday relief program delivers up to 4 weeks per year where you can pay a nominal sum of £49 instead of your regular weekly payment. This benefit may enable you to take a break from PCO driving without having to worry about meeting your full payment. During the payment holiday relief period you are limited to driving 100 miles during a single week.

Drivers become eligible for 2 weeks of payment holiday relief after 6 months (if you have a 4 year Flexi Own Agreement) or after 12 months (if you have a 5 year Flexi Own Agreement), and another 2 weeks after the next 6 months. Every 6 months thereafter you can request another 2 weeks of payment holiday relief.

To be eligible for a Payment Holiday you need to have an average 4 week driver score of less than 9.0 and have not failed more than 1 payment in the previous 3 months.

Please note: If you decide to return the vehicle before the end of your agreement, you will be required to pay back any payment relief amounts.

For full Payment holiday terms and conditions click here.

Good to know

Our plans were made with rideshare drivers in mind. Our experts are always here to help if you need something. Drop into a hub or call us today.

Flexi Own Plan Questions

What are the requirements for the Flexi Own plan?
  • You must be at least 23 years old

  • Hold a full UK driver’s licence with at least 24 months of driving experience (5 years if you’re under 25 years old)

  • Be a permanent UK resident, having lived in the UK for the past 12 months

  • Have a good driving record

Please note: Depending on your level of professional driving history, we will guide you on eligibility of vehicles.

Change the way you own for good

Full ownership cost built in

Flexi Try Plan Questions

What are the requirements for the Flexi Try plan?
  • You must be at least 23 years old

  • Hold a full UK driver’s licence with at least 24 months of driving experience (5 years if you’re under 25 years old)

  • Be a permanent UK resident, having lived in the UK for the past 12 months

  • Have a good driving record

  • Be an approved PCO driver with Uber. Note: You can sign up even if you're new to PCO driving, as we'll assist with your application to get you set up with Uber.

Try before you buy

Flexi Try comes with all the on-road inclusions of Flexi Own, except you don’t own your car at the end.

Electric Vehicles (EVs) Questions

How long does it take to charge an EV?

The charging time for your EV depends on the charger type and your car's battery capacity. Home charging using a standard 7kW wall box can take anywhere between 6 to 12 hours for a full charge, depending on the battery size. Rapid chargers at public charging stations (typically 50kW) can get you up to 80% charge in around 30 to 60 minutes. The fastest public chargers (150kW and 350kW versions) can top up certain models in as little as 15-20 minutes.

Good for your wallet

Spend less by switching to an Electric Vehicle

Referral Program Questions

Who is eligible to be a referrer/inviter?

Anyone may be a referrer/inviter who (a) is a legal resident of the United Kingdom, (b) is of legal age in the United Kingdom, and (c) has an active Splend account in good standing. 

Spread the word and earn

When you refer friends to Splend, you both share the rewards.

Used Car Outright Purchase

Questions

Are prices inclusive of VAT?

Yes, all displayed prices include VAT, where applicable.

Quality Pre-Owned PCO EVs

We have a range of quality pre-owned EVs available for outright purchase.

Part Exchange Questions

How does Splend’s Part Exchange work?

Part-exchange is the process of using the value of your current car to offset the cost of a new car. At Splend, once we agree to a part-exchange, we provide you with the credit upfront. That means, until you’ve used up all your credit, you will not pay for your Splend EV.

Here’s an example:

  • If you decided to part exchange a Toyota Prius Hybrid that had a final valuation of £8,000 and sign up with Splend in an MG4 on our 5-year Flexi own subscription at £255 per week.

  • £8,000 / £255 = 31.3 weeks

  • By using the £8,000 credit upfront, there would be 31.3 weeks where your weekly payment would be £0 (normally £255).

  • By the end of the 31.3 weeks, you would have recovered the value of your previous asset by not paying the full weekly payment.

Note: Part Exchange credit also covers the relevant sign up fee

Reduce the cost of switching

Find out how you can save by exchanging your used EV with Splend.